When you decide to purchase an insurance policy, you have two options: you can either choose an insurance agent who works for a particular insurance company, or you can go for an independent insurance broker. More than often, people find it more feasible to go for independent insurance brokers as they offer a variety of options and are often able to help clients secure comparatively cheaper premiums. Continue reading
Many homeowners believe that their homes are completely protected from all sorts of damages once they have secured a policy. That would be the case in an ideal world; but it is unfortunately not so. Of course, no one bothers reading the hundreds of pages that are included in the policy, but one thing you should be sure about is what is covered and what is not in your policy. Continue reading
Back in 2011, there were about 8.4 millions motorcycles on the US roads, and more than 80,000 motorcycle riders sustained injuries. However, those numbers have grown over the years. With statistics like these, it is clear why you need to have motorcycle insurance. Luckily, motorcycle insurance doesn’t really need to cost you a leg or an arm; you can practice a few things to make sure that you get the cheapest but the most effective motorcycle insurance. Continue reading
Professional liability insurance is an important tool to protect your company against the claims you make for the professional services you offer. If you end up making an error, be it intentional or negligence, your company would be at risk of being sued by the client or customer who claims he/she lost money or assets in some way due to your mistake. Any individual or organization offering services which involve making recommendations, giving advice, or providing professional services, can benefit by securing professional liability insurance. Continue reading
Car accidents are probably one of the most troublesome situations where there is an immediate rush of a million questions through your head: should I get out of the car? How bad am I hurt? Should I call 911? Is it ok to drive home? Continue reading
When deciding to buy insurance, you primarily have two options- you can choose to buy from an insurance agent who is affiliated with a company or you can go for an entirely independent insurance agent. If you have been exploring the market and have your share of relevant information then you probably know that choosing insurance brokers who have ample amount of experience are people you can rely on. Here are some advantages you can get when you choose an insurance broker: Continue reading
If you operate a business where your employees may be at risk of injuries at the workplace then you definitely need a worker’s compensation insurance policy. This insurance policy provides medical and disability coverage for employees who are injured while on the job.
Regardless of size, nature, or the location of business, it is absolutely mandatory to have some kind of insurance. Whether you operate your business from home or from a rental space, you may need special insurance coverage that meets your needs.
Many people out there try to steer clear of insurance companies and stay away from insurance agents, why is that?
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